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Terms & Conditions

Last updated: April 2026  ·  Ethical Properties LLC  ·  Michigan, USA
IMPORTANT: By submitting any form, inquiry, or information on this website, you agree to be bound by these Terms & Conditions in their entirety. If you do not agree, do not submit any information.

1. About Ethical Properties LLC

Ethical Properties LLC ("Company," "we," "us," or "our") is a Michigan-based real estate investment company. We acquire, invest in, and manage real estate across Michigan and other markets. This website and its forms are operated for the purpose of evaluating potential real estate acquisitions, lending relationships, rental applications, foreclosure assistance inquiries, seller financing arrangements, subject-to transactions, and investor partnerships.

Nothing on this website constitutes legal, financial, tax, investment, or real estate brokerage advice. You should consult a qualified professional before making any real estate, financial, or legal decisions.

2. No Obligation to Purchase, Offer, Lease, or Close

Submitting a form, inquiry, or any information to Ethical Properties LLC does not obligate us in any way. We reserve the absolute right, in our sole and unrestricted discretion, to:
  • Decline to make an offer on any property, regardless of the information provided.
  • Decline to approve or process any rental application, lease application, or tenancy request for any reason or no reason.
  • Decline to enter into a lending, investment, seller financing, or subject-to partnership or arrangement for any reason or no reason.
  • Decline to respond to any foreclosure assistance inquiry or provide any assistance.
  • Withdraw, retract, or revoke any verbal or written offer at any time prior to a fully executed purchase agreement signed by both parties.
  • Terminate negotiations at any stage, for any reason or no reason, without liability or explanation.
  • Cancel or withdraw from a signed agreement as permitted by the terms of that agreement or applicable Michigan law.
  • Decline to proceed with closing for any reason, including but not limited to: title issues, property condition, financing contingencies, changes in market conditions, undisclosed liens or defects, or internal business decisions.
  • Change our offer price, structure, or terms at any time prior to a fully executed purchase contract.
  • Remove or change any rental listing, lease terms, rental rates, or availability at any time without notice.

No offer, purchase price, lease, rental rate, or timeline is guaranteed until a written purchase and sale agreement or lease agreement has been fully executed by all parties and all contingencies have been met or waived.

3. Accuracy of Information Submitted

By submitting a form on this website, you represent and warrant that all information provided is accurate, complete, and not misleading. You agree that:

  • You are the property owner, authorized representative, or have the legal right to submit the information provided.
  • All figures including mortgage balances, arrears, liens, rents, property values, income, expenses, and investment amounts are provided in good faith and to the best of your knowledge.
  • All rental application information including employment history, income, rental history, criminal history, and personal references is true and correct to the best of your knowledge.
  • All lender and investor information including licensing, credentials, financial status, and program terms is accurate and complete.
  • You will promptly disclose any material changes to the information submitted.
  • Providing false, inaccurate, or misleading information may result in immediate termination of any negotiations, denial of a rental application, or potential legal liability.

Ethical Properties LLC is not responsible for any consequences arising from decisions made based on inaccurate information submitted through our forms.

4. No Agency or Fiduciary Relationship

Nothing in these Terms, on this website, or arising from any form submission creates an agency, partnership, joint venture, employment, fiduciary, or representative relationship between you and Ethical Properties LLC. We act solely as a principal buyer evaluating potential acquisitions and are not acting as your real estate agent, broker, attorney, financial advisor, or representative.

We strongly encourage all sellers, borrowers, and property owners to seek independent legal and financial counsel before entering into any transaction.

5. No Guarantee of Response

We do not guarantee a response to every submission. Submission of a form does not guarantee review, evaluation, contact, or any follow-up action by Ethical Properties LLC. We reserve the right to decline to respond to any inquiry for any reason.

6. Communications & Contact Consent

By submitting a form on this website, you expressly consent to being contacted by Ethical Properties LLC and its representatives by phone (including mobile), email, text message (SMS), or other electronic means regarding your inquiry, the property submitted, or related real estate matters. Message and data rates may apply for SMS communications. You may opt out at any time by notifying us in writing.

You agree that any communications from us are not unsolicited. Your form submission constitutes an express invitation to contact you.

7. No Brokerage or Licensed Services

Ethical Properties LLC operates as a real estate investor and principal buyer. We do not provide brokerage, listing, appraisal, or property management services through this website. Nothing on this website should be construed as the practice of law, licensed real estate brokerage, mortgage lending, or financial planning. All transactions are conducted as principal-to-principal unless otherwise disclosed in writing.

8. Third-Party Information & Links

This website may reference third-party services, professionals, or resources for informational purposes only. Ethical Properties LLC does not endorse, control, or guarantee the accuracy of any third-party content or service. Any reliance on third-party information is at your own risk.

9. Intellectual Property

All content on this website, including text, graphics, logos, design, and code, is the property of Ethical Properties LLC and is protected under applicable copyright and intellectual property laws. You may not reproduce, copy, distribute, or use any content from this website without prior written consent.

10. Disclaimer of Warranties

This website and all content are provided "as is" and "as available" without any warranty of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, completeness, or non-infringement. Ethical Properties LLC does not warrant that the website will be uninterrupted, error-free, or free of viruses or harmful components.

11. Limitation of Liability

To the fullest extent permitted by Michigan law, Ethical Properties LLC, its members, managers, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to:

  • Your use of or inability to use this website.
  • Any decision made based on information found on this website.
  • Our decision not to purchase a property, make an offer, or proceed with a transaction.
  • Any delay, failure to respond, or withdrawal from negotiations.
  • Any loss of time, opportunity, money, or other damages resulting from submitting a form or engaging with our company.
  • Data breach or unauthorized access: Any data breach, unauthorized access, disclosure, alteration, loss, or destruction of information you submit through this website, including rental application data, personal identifiers, financial information, and background check results, regardless of whether such breach results from negligence, system failure, human error, or any other cause.

In no event shall our total liability to you exceed one hundred dollars ($100.00).

12. Indemnification

You agree to indemnify, defend, and hold harmless Ethical Properties LLC and its members, managers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or related to: (a) your use of this website; (b) any information you submit; (c) your breach of these Terms; or (d) any misrepresentation made by you.

13. Rental Listings & Applications

The following terms apply specifically to the rental listings, rental applications, and lease opportunities available through this website. These terms supplement all other sections of these Terms & Conditions.

Fair Housing. Ethical Properties LLC complies with all applicable federal, state, and local fair housing laws. We do not discriminate against any applicant on the basis of race, color, religion, sex, national origin, familial status, disability, or any other protected class under applicable law.

No Guarantee of Lease Approval. Submission of a rental application does not guarantee approval, lease offer, or tenancy. All applications are evaluated on a case-by-case basis, and we reserve the right to deny any application for any lawful reason, including but not limited to insufficient income, unfavorable credit history, negative rental history, criminal history, or incomplete information.

Property Condition. Rental properties are offered "as-is" and "as-available." We make no representations or warranties regarding the condition, quality, safety, or suitability of any listed property. Applicants are encouraged to conduct an independent inspection and verify all details before signing a lease. We are not responsible for any defects, repairs, or conditions discovered after lease execution.

Availability. Rental listings, rates, terms, and availability are subject to change at any time without notice. A listed property may no longer be available at the time of your application. We do not guarantee that any specific property will be available for lease.

Background and Credit Checks. Rental applications may be subject to background checks, credit reports, criminal record searches, eviction history checks, and rental verification as part of the application process. You authorize us to obtain such reports by submitting your application. A fee may be required for processing such checks, which is non-refundable unless prohibited by applicable law.

Security Deposits. Any security deposit collected shall be held in accordance with applicable Michigan law. The terms of the deposit, including conditions for withholding, will be set forth in the lease agreement.

14. Foreclosure Assistance Disclaimer

Ethical Properties LLC is not a law firm, foreclosure counseling service, or licensed debt adjuster. We do not provide legal advice regarding foreclosure, bankruptcy, or any legal proceeding. The information provided on this website and any communications regarding foreclosure assistance are for informational purposes only and do not constitute legal advice or representation.

We cannot guarantee that we can stop, prevent, or delay any foreclosure proceeding or that submitting a form will result in any offer, assistance, or response. Homeowners facing foreclosure are strongly encouraged to consult with a qualified attorney, HUD-approved housing counselor, or licensed bankruptcy professional. We do not make any representation that we can save your home or that any particular outcome will result from engaging with us.

15. Seller Financing & Subject-To Disclaimer

Seller financing arrangements and subject-to transactions are complex real estate transactions that involve significant legal and financial risks. Ethical Properties LLC is not a licensed mortgage lender, mortgage broker, or financial institution. We do not originate, broker, or service mortgage loans.

Subject-To Transactions. In a subject-to transaction, the existing mortgage loan remains in the seller's name. The seller remains liable for the underlying debt until the loan is paid in full, refinanced, or the property is sold. We make no representation or guarantee that the existing lender will not accelerate the loan, demand full payment, or take other action as permitted by the loan documents or applicable law. Sellers are strongly encouraged to consult with a qualified real estate attorney and review their mortgage documents carefully before entering into a subject-to transaction.

Seller Financing. In a seller financing arrangement, the seller acts as the lender. We make no representation regarding the tax implications, legal enforceability, or financial advisability of any seller financing arrangement. Sellers are strongly encouraged to consult with a qualified tax professional, real estate attorney, and financial advisor before agreeing to finance any portion of the sale.

No guarantee is made that any seller financing or subject-to transaction will close, that the terms offered will be acceptable to both parties, or that any specific outcome will result from submitting a form or engaging in discussions.

16. Lender Partner Disclaimer

Ethical Properties LLC may evaluate lending partners, programs, and terms submitted through this website. The following terms apply:

  • No Guarantee of Partnership. Submission of lender information does not guarantee a partnership, referral, or any business relationship. We reserve the right to decline any lender for any reason.
  • Not an Endorsement. Any reference to or evaluation of a lender or lending program on this website does not constitute an endorsement, recommendation, or guarantee of the lender's services, rates, terms, or financial stability.
  • Independent Verification. We do not independently verify the licensing, credentials, financial condition, or regulatory compliance of any lender. Lenders are responsible for ensuring their own compliance with all applicable laws and regulations.
  • Terms Subject to Change. Loan programs, rates, fees, and requirements may change at any time. We are not responsible for outdated or inaccurate information provided by lenders.

17. Property Information & Condition Disclaimer

Property information displayed on this website, including photographs, descriptions, square footage, features, and conditions, is provided for informational purposes only and may not be accurate, current, or complete. We make no representations or warranties regarding the accuracy of any property information. Property details may be provided by third parties including sellers, previous listings, or public records and have not been independently verified by Ethical Properties LLC.

All properties are offered "as-is" without any warranty of condition, habitability, or suitability. We strongly encourage all buyers, tenants, and parties to conduct their own independent inspections, appraisals, title searches, and due diligence before entering into any purchase, lease, or transaction. We are not responsible for any errors, omissions, or inaccuracies in property information.

18. Private Investment Terms — Invest With Us

The following terms apply specifically to any person who submits an expression of interest through the "Invest With Us" page or who enters into any private loan or investment arrangement with Ethical Properties LLC. These terms supplement, and do not replace, all other sections of these Terms & Conditions.

18a. No Securities Offering

Nothing on this website, including the "Invest With Us" page or any form submission, constitutes an offer or solicitation to sell securities of any kind. Ethical Properties LLC does not offer, sell, or solicit investment in any fund, security, stock, bond, or registered investment product. All investment arrangements are structured as private loans between individuals and Ethical Properties LLC. Ethical Properties LLC is not a registered investment advisor, broker-dealer, or licensed securities firm. You should consult a qualified securities attorney and financial advisor before committing any funds.

18b. Expression of Interest Only — No Binding Commitment

Submitting the investor interest form on this website creates no binding obligation on either party. No investment relationship, loan agreement, or commitment of any kind exists until a formal written private loan agreement has been fully executed and signed by both parties. Ethical Properties LLC reserves the absolute right to decline any prospective investor for any reason, without explanation or liability.

18c. No Guaranteed Returns

While we offer a 10% fixed annual interest rate on executed private loan agreements, no return is guaranteed prior to the execution of a written agreement. Past performance, stated intentions, or promotional descriptions on this website do not constitute a guarantee of future returns. All investments carry risk, including the risk of partial or total loss of principal. You should never invest funds you cannot afford to lose.

18d. Early Payoff Right

Ethical Properties LLC expressly reserves the right to repay any private loan — including all outstanding principal and accrued interest through the date of payoff — at any time prior to the agreed maturity date, at our sole and unrestricted discretion, without penalty and without the investor's consent. Upon early payoff, the investor shall receive 100% of the principal invested plus all interest accrued from the start date through and including the actual payoff date. No additional interest, penalties, or compensation shall be owed for early repayment. By submitting an investor interest form and/or entering into a private loan agreement with Ethical Properties LLC, you expressly acknowledge and agree to this early payoff right.

18e. Risk Disclosure

Private real estate lending involves significant risk. By investing with Ethical Properties LLC, you acknowledge and accept the following risks, among others:

  • Real estate values can decline, and there is no guarantee that any property acquired with your funds will retain its value or generate sufficient returns to satisfy repayment obligations.
  • Ethical Properties LLC is a private company, not a publicly regulated financial institution. Your investment is not insured by the FDIC, SIPC, or any government agency.
  • Delays in property acquisition, rehabilitation, sale, or refinancing could affect our ability to repay on the originally agreed schedule.
  • Economic downturns, market disruptions, legal disputes, title issues, or unforeseen property conditions could negatively affect the value of acquired real estate.
  • There is no secondary market for your loan — you cannot sell or transfer your position to a third party without our prior written consent.
  • In the event of default, your recourse may be limited to legal action, which may be costly and time-consuming.

18f. Investor Representations

By submitting an investor interest form or entering into any investment arrangement with Ethical Properties LLC, you represent and warrant that:

  • You are at least 18 years of age and legally competent to enter into a binding contract.
  • You are investing funds that you own outright and that are legally available for investment.
  • You have independently evaluated the risks of this investment and have consulted, or have had the opportunity to consult, with a qualified financial and legal advisor.
  • You are not relying solely on any statements made on this website in making your investment decision.
  • You understand that this is a private loan arrangement and not a registered securities product.
  • You understand and accept the early payoff provision described in Section 17d above.
  • All funds you provide are from legitimate sources and are not derived from unlawful activity.

18g. Written Agreement Controls

In the event of any conflict between statements made on this website, in marketing materials, or in verbal communications and the terms of a fully executed written private loan agreement, the written agreement shall govern and control in all respects. No verbal promise, email, text message, or informal communication shall modify, supplement, or override a signed written agreement.

18h. Confidentiality

All information shared between an investor and Ethical Properties LLC in connection with any investment discussion or arrangement — including deal details, property addresses, financial terms, and business strategies — shall be treated as confidential by both parties and shall not be disclosed to third parties without prior written consent, except as required by law.

18i. No Partnership or Ownership Interest

A private loan arrangement with Ethical Properties LLC does not create a partnership, joint venture, membership interest, equity stake, or ownership interest of any kind in Ethical Properties LLC or any of its properties, subsidiaries, or affiliates. Investors are creditors only — not owners, members, or partners. Investors have no rights to vote, manage, control, or direct the operations or decisions of Ethical Properties LLC.

18j. Default & Remedies

In the event Ethical Properties LLC fails to repay a private loan in accordance with the terms of a written agreement, the investor's sole remedy shall be to pursue legal action under the terms of that written agreement and applicable Michigan law. Ethical Properties LLC shall not be liable for any consequential, incidental, or punitive damages arising from any default or delay in repayment beyond the principal and accrued interest owed under the written agreement.

19. Governing Law & Dispute Resolution

These Terms and any disputes arising from your use of this website or submission of information shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law provisions. Any legal action shall be brought exclusively in the state or federal courts located in Michigan, and you consent to personal jurisdiction in such courts.

Before initiating any legal action, you agree to provide written notice of your dispute to Ethical Properties LLC and allow 30 days for informal resolution.

20. Entire Agreement & Severability

These Terms constitute the entire agreement between you and Ethical Properties LLC regarding your use of this website and supersede all prior agreements or understandings. If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

21. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes are effective immediately upon posting. Your continued use of this website or submission of any form after changes are posted constitutes acceptance of the revised Terms. We encourage you to review these Terms regularly.

22. Contact

If you have questions about these Terms, please contact us at:
ethicalpropertiesllc@outlook.com
Ethical Properties LLC · Michigan, USA

ETHICAL · PROPERTIES
Real Estate Acquisitions · LLC

Michigan-based real estate investment company. We close fast, buy as-is, and deal fairly with every seller.

Services

  • Stop Foreclosure
  • Lending Partners
  • Subject-To Deals
  • Submit a Property
  • Seller Financing
  • Invest With Us
  • Rental Listings

Contact

Ethical Properties LLC
Michigan, USA

ethicalpropertiesllc@outlook.com

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