Privacy Policy

1. Overview

Ethical Properties LLC ("Company," "we," "us," or "our") respects your privacy and is committed to transparency about how we handle information submitted through this website. This Privacy Policy describes what information we collect, how we use it, who we may share it with, and your rights with respect to that information.

By using this website or submitting any form, you acknowledge that you have read, understood, and agree to this Privacy Policy. If you do not agree, please do not submit any information through this website.

2. Information We Collect

We collect information you voluntarily provide when submitting forms on this website, which may include:

• Personal identifiers: Full name, phone number, email address, date of birth.
• Property information: Property address, property type, condition, estimated value, square footage, number of units, year built.
• Financial information: Mortgage balances, interest rates, monthly payments, loan terms, remaining term, arrears, lien amounts, rental income, operating expenses, asking price, down payment requests.
• Situation details: Reason for selling, payment status, foreclosure status, occupancy status, timeline, and goals.
• Lending program details: Loan types, loan parameters, rates, fees, borrower requirements, and program terms (from lenders).
• Rental application data: Driver's license number and issuing state, last 4 digits of Social Security number, employment history, gross monthly income, current and previous addresses, landlord and employer contact information, pet information, vehicle information, criminal history, eviction history, bankruptcy history, and personal references.
• Investor information: Investment amount, net worth, accredited investor status, and financial qualifications.
• Lender information: Company name, licensing details, loan programs, rates, fees, and borrower requirements.
• Background check results: Consumer credit reports, criminal record checks, eviction history reports, sex offender registry searches, and rental verification reports obtained through third-party consumer reporting agencies.
• Communications: Any notes, messages, or additional information you include in form fields.

We may also automatically collect limited technical data when you visit our website, including IP address, browser type, device type, referring URL, and pages visited, for security and analytics purposes.

3. How We Use Your Information

We use the information you provide solely for legitimate business purposes, including:

• Evaluating and underwriting potential real estate acquisition opportunities.
• Contacting you to discuss the property, deal terms, or your inquiry.
• Conducting due diligence on properties and transactions.
• Evaluating and building lending relationships.
• Evaluating foreclosure assistance inquiries and determining whether we can assist.
• Evaluating seller financing and subject-to transaction opportunities.
• Evaluating and qualifying potential investor partners and private lending arrangements.
• Maintaining records of inquiries and transactions for legal and compliance purposes.
• Improving our website and forms.
• Complying with applicable laws, regulations, or legal obligations.
• Rental application processing: Conducting background checks, credit reports, criminal record searches, eviction history, and rental verification for applicants seeking to lease a property from us.
• Reference verification: Contacting current and previous landlords, employers, bank representatives, and personal references provided by you on your rental application to verify your rental history, employment, income, and character.

We do not sell your personal information to third parties for marketing purposes. We do not use your information for automated decision-making or profiling unrelated to real estate evaluation.

4. How We Store Your Information

Form submissions are transmitted securely to our internal systems. We take reasonable technical and organizational measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security. To the fullest extent permitted by applicable law, Ethical Properties LLC, its members, managers, employees, agents, and affiliates shall not be liable for any damages, losses, claims, or expenses arising from or related to a data breach, unauthorized access, or unauthorized disclosure of your personal information, regardless of the cause.

We retain your information for as long as necessary to fulfill the purposes described in this policy, to comply with legal obligations, resolve disputes, and enforce our agreements. Submitted information may be retained indefinitely in our deal evaluation records.

5. Sharing of Information

We do not sell, rent, or trade your personal information. We may share your information only in limited circumstances:

• Service providers: Third-party vendors who assist with data storage, communications, or business operations, under confidentiality obligations.
• Consumer reporting agencies: For rental application processing, we may share your information with third-party consumer reporting agencies to obtain consumer credit reports, criminal background checks, eviction history reports, and rental verifications, as authorized by you in your rental application.
• References and verifiers: Current and previous landlords, employers, bank representatives, and personal references provided by you on your rental application, for the purpose of verifying your rental history, employment, income, and character.
• Transactional professionals: Title companies, attorneys, inspectors, appraisers, or other professionals directly involved in evaluating or closing a transaction you submitted.
• Legal compliance: When required by law, court order, subpoena, or government authority.
• Business transfers: In connection with a merger, acquisition, or sale of all or part of our business assets, your information may be transferred as part of that transaction.
• Protection of rights: To protect the rights, property, or safety of Ethical Properties LLC, our members, or others.

6. Communications Consent

By submitting a form on this website, you consent to receive communications from Ethical Properties LLC by phone, email, or text message (SMS) regarding your inquiry. You may opt out of future communications at any time by replying STOP to any SMS, clicking unsubscribe in any email, or contacting us directly at ethicalpropertiesllc@outlook.com.

We will not use your contact information to send unsolicited marketing communications unrelated to your inquiry.

7. Cookies & Tracking

This website may use basic browser cookies or local storage to improve your experience (e.g., remembering form state). We do not use third-party advertising cookies or cross-site tracking. You may disable cookies in your browser settings, though some website features may not function properly as a result.

8. Children's Privacy

This website is not directed at individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a minor has submitted information through our website, please contact us and we will promptly delete it.

9. Your Rights

Depending on your state of residence, you may have certain rights regarding your personal information, including the right to:

• Request access to the personal information we hold about you.
• Request correction of inaccurate information.
• Request deletion of your information, subject to our legal and business obligations to retain it.
• Opt out of future communications from us.

To exercise any of these rights, please contact us at ethicalpropertiesllc@outlook.com. We will respond within a reasonable timeframe. Please note that certain information may need to be retained for legal, transactional, or record-keeping purposes.

10. Third-Party Links

This website may contain links to external websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

11. Changes to This Policy

We may update this Privacy Policy at any time. Changes are effective immediately upon posting to this page. The "Last updated" date at the top reflects the most recent revision. Your continued use of this website after changes are posted constitutes your acceptance of the revised policy.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or how your information is handled, please contact us at:

ethicalpropertiesllc@outlook.com
Ethical Properties LLC · Michigan, USA