Seller Financing

Carry the Note, Build Passive Income

Don't need all your cash upfront? Seller financing lets you act as the bank — earn monthly interest income while we pay you over time. It's a smart exit strategy for sellers who want ongoing cashflow instead of a lump sum, with significant tax advantages from spreading your capital gain across multiple years.

Monthly Income Stream
Collect principal and interest payments each month, just like a bank would. Turn your property into a performing note with predictable cashflow.
Negotiable Terms
We work with you on interest rate, loan term, down payment, and balloon dates to structure a deal that fits your income goals and timeline.
Tax Installment Sale
Spreading the sale over multiple years using IRS installment sale rules can significantly reduce your capital gains tax burden. Consult your CPA for specifics.
Secured by the Property
Your note is secured by the real estate itself. If we ever default, you have the right to reclaim the property through foreclosure.

Let's Structure a Deal That Works for You

Share your property details and what you're looking for income-wise. We'll come back with a realistic structure that meets your financial goals.

Questions? Email us at
ethicalpropertiesllc@outlook.com

Submit a Seller Finance Opportunity

Seller financing allows a property owner to sell their property while receiving monthly payments instead of a traditional bank payoff. If you are open to discussing this option, please complete the short form below so we can better understand your situation.

Section 1 — Property Information
Section 2 — Mortgage Status
Section 3 — Seller Financing Interest
Section 4 — Seller Situation
Section 5 — Additional Property Issues
Section 6 — Contact Information
Section 7 — Authorization
Submit Property