Seller Financing

Carry the Note, Build Passive Income

Don't need all your cash upfront? Seller financing lets you act as the bank — earn monthly interest income while we pay you over time. It's a smart exit strategy for sellers who want ongoing cashflow, with significant tax advantages from spreading your capital gain across multiple years.

Monthly Income Stream
Collect principal and interest payments each month, just like a bank would. Turn your property into a performing note.
Negotiable Terms
We work with you on interest rate, term, down payment, and balloon dates to structure a deal that fits your goals.
Tax Installment Sale
Spreading the sale over multiple years using IRS installment sale rules can significantly reduce your capital gains tax burden.
Secured by the Property
Your note is secured by the real estate itself. If we ever default, you have the right to reclaim the property.

Let's Structure a Deal That Works for You

Share your property details and what you're looking for income-wise. We'll come back with a realistic structure that meets your financial goals.

Questions? Email us at
ethicalpropertiesllc@outlook.com

Seller Finance Intake Form
Your Contact Info
Property Information
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Existing Mortgage (if any)
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Your Desired Seller Finance Terms
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Rental Income (if applicable)
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Title & Other Liens
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Your Goals & Flexibility
Upload Documents (Optional)
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PDF, DOC, DOCX, JPG, PNG — mortgage statements, photos, surveys, title docs
Rental Application Submit Property